Why work with Palms?

Why work with Palms Insurance? Backed by financial strength with a healthy appetite for specialized risk, each of the underwriting carriers of the Palms Insurance family partners with principled administrators and reinsurers, delivering disciplined specialty lines programs from each dedicated unified underwriting team.

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Different by Design

Palms Insurance, Ltd. began as the captive insurer for its Fortune 200 parent, NextEra Energy, and then grew alongside its affiliated insurance carriers Palms Specialty Insurance Company, Inc. and Sabal Specialty Insurance Company, Inc. into specialty carriers that bring balance sheet strength, governance rigor, and appetite for complex risk to the specialty-lines market. Because we write business through our licensed program administrators, our focus stays sharp: property and casualty programs and assumed reinsurance, underwritten with clarity by a core team of expert segment analysts.

A full suite of specialized service integrations

Each of Palms Insurance, Ltd., Palms Specialty Insurance Company, Inc. and Sabal Specialty Insurance Company, Inc. is a full-stack, purpose-engineered enterprise, giving our partners a singular, consistent resource for their risk management needs. Palms Insurance collectively places special importance and contributes significant investment to technology and talent, ensuring flawless day-to-day operations and unrivaled service.

Departments & Disciplines

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Actuarial Services
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Underwriting
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Technology & Operations
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Strategy & Planning
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Claims
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Legal, Audit & Compliance
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One team, two channels

Each of the Palms Insurance underwriting carriers writes specialty program business through their expert underwriting teams. Our universal view of business opportunity and risk appetite delivers a consistent standard of principles across every partnership, treaty, and portfolio.

Palms Ecosystem

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Innovative Products & Platforms
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Strategic Partnerships
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Program Business Development
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Equity Arrangements
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Joint Ventures
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Let's work together

Connect with our team to explore aligned partnership opportunities.

For all program and partner inquiries, please visit our contact page to get in touch with a Palms Insurance team member.

Connect with us

Excess and surplus lines insurers, including the insurance companies within the Palms Insurance family of companies, by law cannot offer surplus lines insurance policies directly to prospective insureds. Open market inquiries, including any individual or retail producer looking to procure an insurance policy, should be directed to a licensed surplus lines broker.

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