Why work with Palms?

Backed by financial strength with a healthy appetite for specialized risk, Palms partners with principled administrators and reinsurers, delivering disciplined specialty lines programs from a unified underwriting team.

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Different by Design

Palms began as the captive insurer for our Fortune 200 parent, NextEra Energy, and grew into a specialty carrier that brings balance sheet strength, governance rigor, and appetite for complex risk to the specialty-lines market. Because we write business through our licensed program administrators, our focus stays sharp: property and casualty programs and assumed reinsurance, underwritten with clarity by a core team of expert segment analysts. 

A full suite of specialized service integrations

Palms Insurance is a full-stack, purpose-engineered enterprise, giving our partners a singular, consistent resource for their risk management needs. Palms places special importance and contributes significant investment to technology and talent, ensuring flawless day-to-day operations and unrivaled service. 

Departments & Disciplines

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Actuarial Services
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Underwriting
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Technology & Operations
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Strategy & Planning
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Claims
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Legal, Audit & Compliance
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One team, two channels

Palms writes specialty program business and assumed reinsurance, and we do both through the same expert underwriting team. Our universal view of business opportunity and risk appetite delivers a consistent standard of principles across every partnership, treaty, and portfolio.  

Palms Ecosystem

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Innovative Products & Platforms
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Strategic Partnerships
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Program Business Development
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Equity Arrangements
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Joint Ventures
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Lloyds of London Corporate Member

Let's work together

Connect with our team to explore aligned partnership opportunities.

For all program and partner inquiries, please visit our contact page to get in touch with a Palms Insurance team member.

Palms Insurance, by law, cannot offer products directly to insureds. Open market inquires should be directed to a licensed specialty lines producer.