A principled approach
woven in our paper

Our business philosophy is simple: our integrity is enduring, our partnerships are selective and valued, and our innovation consistently leads us to new solutions. 

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Our Core Values

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Integrity

By acting with integrity and humility in everything we do, living up to our commitments, and being forthright and honest in our communications, we create an environment of openness and trust. 
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Excellence

By establishing high standards of quality, driving continuous improvement, making fact-based decisions, working safely and holding ourselves accountable, we cultivate the expertise and passion to deliver the best for our shareholders, customers, employees and stakeholders. 
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Respect

By leading respectfully, promoting teamwork, building a diverse and inclusive team, and investing in development, we strengthen and engage our greatest asset – our people. 

40 years of solving complex risk

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Inception

Born in the Cayman Islands to solve risk for some of the most complex renewable energy portfolios in North America, Palms spent years refining alternative deductible structures, optimizing capital retention, and earning recognition from AM Best.  
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Evolution

As the business matured, we began investing in industry talent and infrastructure to extend our appetite beyond captive programs—support existing portfolios and develop venture market opportunities.
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Present day

Today, Palms combines the cycle discipline of a captive heritage with the analytics, automation, and market reach of a modern specialty insurer—built to write complex property and casualty risk with precision and permanence. 

Mission & Vision

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Our Mission

To deliver exceptional service and significant risk protection as a leading, innovative insurance solutions partner. 
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Our Vision

To foster a culture of empowerment that encourages innovation, continuous improvement, and the delivery of unparalleled customer experiences. 

Let's work together

Connect with our team to explore aligned partnership opportunities.

For all program and partner inquiries, please visit our contact page to get in touch with a Palms Insurance team member.

Connect with us

Palms Insurance, by law, cannot offer products directly to insureds. Open market inquires should be directed to a licensed specialty lines producer.

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