Specialized Insurance Solutions
Capacity with Conviction
About Palms Insurance
Palms Specialty Insurance Company, Inc., Palms Insurance, Ltd., and Sabal Specialty Insurance Company, Inc. (collectively, ‘Palms Insurance’) delivers financial strength and principled underwriting to innovative, customized insurance and reinsurance programs across three business segments: Specialty Property, Professional Lines, and Specialty Lines. Built on a history of disciplined risk selection, we forge foundational, multi-pronged partnerships with licensed program administrators and insurance professionals who share our technical rigor and commitment to integrity.
Through aligned relationships with partners who value stability and transparency, Palms continues to expand its product and service portfolio to meet the growing demand for dependable capacity and durable protection in commercial specialty insurance.
Palms Specialty Insurance Company, Inc.
Company, Inc.
- "A-" rated by AM Best, As of 8/1/25
- FSC X vehicle
- United States Specialty Insurance Company
Palms Insurance Company, Ltd.
- "A" rated by AM Best, As of 8/1/25
- FSC IX vehicle
- Eligible alien surplus lines insurer via inclusion on the NAIC IID Quarterly Listing of Alien Insurers (Cayman Domicile).
Sabal Specialty Insurance Company, Inc.
Company, Inc.
- "A-" rated by AM Best, As of 8/1/25
- FSC X vehicle
- United States Specialty Insurance Company
Protecting what matters
Protecting corporate assets and managing risks effectively is essential to our administrative partner operations. Finding a trusted resource that instills confidence through financial strength and industry expertise is a welcome addition to your risk management portfolio. We help businesses protect what they've built—through customized durable programs that keep companies sustainable over the long term.
Why work with Palms Insurance?
Proven Technical
Expertise
Flexible and Strategic Capacity Deployment
Market Knowledge and Expedited Efficiency
Innovative Decision-Making
Strategies
Segments
Specialty Property
We provide creative underwriting expertise to craft unique and tailored solutions for our clients based upon the precise exposures they face across a broad spectrum of risks.
Professional Lines
We help protect public, private, non-profit companies, and financial institutions from a wide range of management liability exposures through personalized solutions intended to meet their needs.
Specialty Lines
We are open to a diverse classification of business. From primary and excess casualty, we leverage our specialized expertise and industry knowledge to develop customized coverage for each partner.
Let's work together
Connect with our team to explore aligned partnership opportunities.
For all program and partner inquiries, please visit our contact page to get in touch with a Palms Insurance team member.
Excess and surplus lines insurers, including the insurance companies within the Palms Insurance family of companies, by law cannot offer surplus lines insurance policies directly to prospective insureds. Open market inquiries, including any individual or retail producer looking to procure an insurance policy, should be directed to a licensed surplus lines broker.
